ABOUT INVESTORS RESOURCES ASSET MANAGEMENT
Our advisory services include - but are not limited to:
advisory services to senior executives and boards of directors of financial institutions
and corporations for:
Corporate and strategic financial planning
a specialty in strategies to address difficulties with asset quality, investment
risks or returns, and/or liability structures.
Ongoing risk management.
management and return optimization.
Investment portfolio management
Credit and interest-rate risk management, with a specialization in asset-backed
and derivative securities.
Capital markets utilization
financing via securitizations, private placements, and direct investments.
Investment banking transactions
M&A and IPO transactions.
Lending operating structure and management
Loan originations, servicing,
collections, and default management.
Development of state-of-the-art
InvestRAM's president has proven success in creating new
companies and divisions that became highly profitable industry leaders. He founded
one of the first asset-backed securities firms in the U.S. and orchestrated the
first publicly registered mortgage conduit transaction recorded in the nation.
and corporate restructurings
InvestRAM's president was among the first
to utilize the "good-bank / bad-bank" approach to address weak asset
InvestRAM's president has
installed and utilized operating systems for strategic balance sheet management,
profitability and performance management, and financial accounting. He was on
Ellie Mae's advisory committee for the formation of Encompass, a mortgage lending,
pipeline management, secondary marketing, and servicing system.
InvestRAM's president established Freddie Mac's first investors'
relations function, which in its first year received an annual award from the
Public Relations Society of America for "the most outstanding investor relations
program planned and executed."
Commercial banking and mortgage
banking advisory services for:
- Credit risk management.
- Secondary mortgage marketing.
- MBS issuances.
risk management and hedging.
- Loan servicing, collections, evictions, and
- REO management.
Operating management advisory services
to government and non-profit entities for:
- Special purpose financing
- Mortgage-revenue bond issuances and administration.
- Low income
- Program administration.
- Property management.
Mortgage and lease servicing.
Operating management advisory services
to securities broker-dealer and secondary marketing functions including:
- Securities trading and market making.
loan packaging and trading.
- Back-office clearing.
- NASD/SEC compliance.
president, Mr. Ronald D. Struck, has a uniquely broad and in-depth background
in providing corporate financial services to corporations and institutional investors,
both as a senior executive with them and as an advisor to them. Mr. Struck has
served as a CEO, COO, CFO, and managing director of Freddie Mac, savings banks,
securities broker-dealers, a mortgage insurance company, a real estate developer,
and a homebuilding company. Since starting InvestRAM in 1993, he has advised a
wide range of companies.
Mr. Struck founded Freddie Mac's capital markets
function and served as a key member of its asset-liability management committee
during its earliest years. As a senior executive there he was responsible for
the corporate finance and investment banking activities for Freddie Mac's first
MBS programs. He established and managed the MBS trading, hedging, clearing, institutional
sales, and broker-dealer desk placement functions. He personally received recognition
from Forbes magazine for having "… opened up the bond market to the conventional
At California State University, Fullerton, Mr.
Struck served as a member of the Advisory Committee - Banking and Finance Department
from 2002 through 2007 and the Advisory Committee - Business Planning Department
in 2007. He was also a part-time instructor of courses in finance and banking
The InvestRAM Brochure
Please feel free to download our brochure